Mortgage protection is a specialized type of life insurance designed to pay off your mortgage balance in the event of your death, disability, or critical illness. It ensures that your loved ones can remain in their home and maintain their quality of life, even if you're no longer there to provide for them. Accelerated death benefit riders allow you to access the death benefit while living with a qualifying illness to pay medical bills and replace lost income.
Six in ten Americans live with at least one chronic disease, like heart disease and stroke, cancer, or diabetes. These and other chronic diseases are the leading causes of death and disability in America, and they are also a leading driver of health care costs.
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