Retirement is all about strategy
In addition to the death benefit that protects loved ones, IUL will build accumulation value to supplement tax-free retirement income. For retirees, it can be a source of income for when the market is down or a source of funds for a spouse.
The Asset
Liquidity
Protection
Protection
Access money anytime within hours without penalty. There are no required minimum distributions either. Take control of your money.
Protection
Protection
Protection
Participate in market-linked gains with none of the losses. This means interest credited is locked in and won't decrease when the market does. We like to call this uninterrupted compound growth.
Tax-Free
Protection
Tax-Free
Utilize policy loans to access tax-free capital in retirement. Policy loans allow cash to be leveraged while compounding uninterrupted. This is the smart way to retire.
The Strategy
The index strategy in an IUL offers potential for accumulation based on the performance of selected stock market indices, while providing downside protection and some level of control over investment allocations for the policyholder.
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